As anyone who has recently tied the knot can attest, the best day of your life can also be the most expensive one, as each wedding detail comes with an associated (and often expensive) cost. Below, we've outlined the top five attributes of a wedding loan worthy of your big day.
Chances are your wedding is already going to cost more than enough. Don't compound it by settling for a wedding loan with a double-digit interest rate reminiscent of a credit card. We believe that borrowers with solid credit should have access to affordable wedding loans. That's why with LightStream you will get low fixed interest rates on loans for a wedding.
By the time you're done planning, your wedding bill will include a host of products and services. Flowers, dresses, centerpieces, music, photographers, limos, cakes, coordinators... We won't go on, but your bill will. That's why if you're financing a wedding, you need the flexibility to finance all aspects of it. With LightStream, you'll get it. Designed specifically for solid credit customers, the LightStream loan can be used to finance almost anything, including all your wedding costs and your honeymoon too.
There's no escaping it: Planning a wedding is stressful. Wedding financing, on the other hand, doesn't have to be. LightStream's simple, straightforward online loan application is fast and easy to complete. You'll get a quick response during business hours, and if approved, can have the funds from your loan deposited into your bank account often the same day you initiate your application†
The rest of your wedding will bring all the paperwork you need. Look for a loan that doesn't add to it. LightStream's loan experience is virtually paperless. Simply fill out your application and sign your loan documents directly online. We even plant a tree for every loan we fund.
* The APR listed is for an unsecured miscellaneous/other purpose loan between $10,000 and $25,000 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay repayment option. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $10,000 loan at 5.99% APR with a term of 3 years would result in 36 monthly payments of $304.17.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
"We could not have been happier with the wonderful person who helped us with our dinner! Although our affair was quite small, we couldn't have been more pleased. Sashi was so professional and friendly and efficient. I was able to enjoy a carefree evening because of your great staff. Should we have another dinner party when we return next year, you will be the first person I call!!"